Ma'arifat ul Quran International Institute is a non-profit educational organization dedicated to providing authentic, balanced, and high-quality Islamic education globally. We strive to make sacred knowledge accessible to all sincere seekers of Deen—whether they are in Pakistan or living abroad.

🔹 Dars-e-Nizami (8-Year Aalim Course)

For Pakistani Students:

• Group Classes: Rs. 2,000/month
• One-on-One Classes: Rs. 4,000/month

For International Students:

• Group Classes: Rs. 5,000/month
• One-on-One Classes: Rs. 7,000/month

🔹 Kuliyyat-ush-Shari'ah (4-Year Intensive Program)

For Pakistani Students:

• Group Classes: Rs. 2,500/month
• One-on-One Classes: Rs. 3,500/month

For International Students:

• Group Classes: Rs. 3,500/month
• One-on-One Classes: Rs. 6,000/month

🔹 Specialization Programs (Takhasus in Fiqh & Hadith)

• Group Classes Only:
  • Pakistani Students: Rs. 2,500/month
  • International Students: Rs. 7,000/month
• One-on-One Sessions (Optional): Rs. 20,000/month

🔹 Qur'an Courses

(Qaida, Tajweed, Nazirah, Translation, Tafseer) - All one-on-one

• Pakistani Students: Rs. 2,500/month
• International Students: Rs. 8,000/month

🤝 Concessions & Support Schemes

• Orphans and financially struggling students may apply for partial or full fee waivers (subject to verification)
• Students who refer 3 new students will receive a 50% fee discount
• Students who refer 5+ students will be eligible for a full fee waiver

💳 Payment Methods

• Bank Transfer: Direct deposit to institute account
• Online Payment: Through approved payment gateways
• International Transfer: Western Union, MoneyGram, Wise, PayPal
• Cash: At institute office (Pakistani students only)

📞 For Fee Inquiries

Email: idaramaarifatulquranonline@gmail.com
Phone: +92 498209889

At Ma'arifat-ul-Quran Institute, we recognize that our teachers are the heart of our educational mission—individuals entrusted with transmitting sacred knowledge through sincerity, excellence, and compassion. This document outlines the global-standard framework of compensation, professional expectations, and ethical guidelines that govern the service relationship (Ijārah) between the Institute and its respected instructors.

1. Nature of Agreement (Ijārah Framework)

All engagements between the Institute and its teachers are based on the Islamic principle of Ijārah, representing a lawful and transparent service agreement. Each engagement defines:

• Class hours, duration, and subjects
• Agreed compensation structure
• Teaching responsibilities and reporting protocol
• Terms of leave and performance evaluation

2. Teaching Responsibilities

• Conduct all classes punctually and consistently
• Maintain student engagement and academic discipline
• Record each class (where required) and share it promptly
• Submit a brief class summary or progress report daily
• Respond to students' queries respectfully and promptly
• Notify administration prior to any absence or delay
• Prepare lesson plans and teaching materials in advance
• Conduct regular assessments and provide feedback

3. Compensation Structure (Ijārah System)

Category	Teaching Format	Student Count	Monthly Compensation (PKR)
A	Regular Class	10 students or more	12,000
B	Regular Class	Fewer than 10 students	6,000
C	Regular Class	5 or fewer students	5,000
D	One-on-One (Local Student)	—	4,000 per hour
E	One-on-One (International – Basic)	—	4,000 per hour
F	One-on-One (International – Takhassus)	—	10,000 per hour

Note: "Local" refers to instructors teaching within Pakistan. "International" refers to those teaching students abroad. Compensation is reviewed every three months based on performance and growth.

4. Leave & Attendance Policy

• Teachers are permitted up to 3 leaves per month without deduction
• More than 3 leaves result in proportional deduction: Monthly Salary ÷ Working Days = Daily Deduction Rate
• All absences must be communicated to administration in advance
• Emergency leaves require proper documentation
• Annual leave: 10 days (after one year of service)

5. Performance Evaluation & Incentive Policy

The Institute reviews teacher performance every three months based on:

• Class regularity and punctuality
• Teaching quality and clarity
• Student satisfaction and retention
• Submission of recordings and reports
• Positive engagement within class groups

6. Deduction & Accountability Policy

Deductions may apply in cases of:

• Repeated late arrival or early departure
• Failure to deliver full class duration
• Unnotified absence
• Neglecting class recording or engagement duties
• Student complaints or poor performance
• Violation of professional ethics

7. Class Management & Student Care

• Encourage regular attendance and participation
• Contact absent students up to three times before marking inactive
• Maintain a respectful and motivating class environment
• Ensure confidentiality and uphold educational ethics
• Provide constructive feedback to students
• Report any concerns to administration promptly

8. Policy Review & International Standards

This policy aligns with global educational ethics practiced by leading institutions such as AlMaghrib Institute, Bayyinah Institute, and the Islamic Online University (IOU). It is periodically reviewed to ensure compliance with both Shariah principles and international best practices.

9. Our Vision

Ma'arifat-ul-Quran Institute envisions a global community of scholars and educators dedicated to reviving authentic Islamic learning—combining traditional scholarship with modern educational excellence. Our teachers are partners in this sacred mission; their sincerity and professionalism form the cornerstone of our success.

Ma'arifat-ul-Quran International Institute is committed to fair, transparent, and ethical financial practices. Our refund policy reflects global standards while staying true to our Islamic values of honesty and responsibility.

📌 Eligibility for Refunds

• Refund requests must be submitted within 7 days of payment confirmation
• Refunds are only applicable if classes have not commenced or due to verified scheduling/technical issues from the Institute
• No refunds will be granted for:
  • Missed or partially attended classes
  • Change of mind or personal schedule changes
  • Technical issues from the student's end
  • Completed course modules
  • After course completion certificate is issued

💳 Refund Method & Timeline

• Refunds are processed through the original payment method (bank, gateway, or online platform)
• For international students, refunds may take 7–14 business days, depending on the bank or transfer service
• For Pakistani students, refunds take 3–7 business days
• No cash refunds are provided
• Bank charges/transfer fees are non-refundable

📂 How to Request a Refund

Students must email their refund request to idaramaarifatulquranonline@gmail.com with the following details:

• Full Name
• Student ID / Roll Number
• Registered Course Name
• Date & Method of Payment
• Payment Receipt or Transaction ID
• Reason for Refund (detailed explanation)
• Bank account details for refund processing

All refund requests are reviewed by our Accounts Department within 3 working days. Once approved, processing will begin immediately, In Sha Allah.

📞 Refund Inquiries

Email: idaramaarifatulquranonline@gmail.com
Phone: +92 498209889
Subject Line: "Refund Request - [Your Name] - [Course Name]"

Founder & Patron: Dr. Abu Ammar Syed Zawar Hussain Shah
Established: 2023 – Muzaffarabad, Azad Kashmir
Date of Announcement: July 20, 2023
Deadline: Varies annually (A new announcement is issued at the end of each year)

1. Introduction

Ma'arifat-ul-Quran Institute is pleased to announce the launch of its Scholarship Program for students who demonstrate outstanding academic performance, commitment to Islamic education, and financial need. This initiative is designed to:

• Reward academic excellence
• Support financially deserving students
• Encourage discipline, punctuality, and dedication
• Provide opportunities for students to both learn and serve as future educators

2. Eligibility Criteria

(A) Kanz-ul-Madaris Board Examinations

• Top 10 Positions: Full tuition fee waiver for the next academic year
• Top 3 Positions (National, Provincial, or District Level): Free prescribed books and full tuition waiver for the next year

(B) Specialization Programs (Takhassus)

• Academic Commitment: Timely assignments, active participation, and consistent attendance
• Observation Period: 4–5 months of monitoring before awarding a scholarship
• Financial Need: Preference to financially deserving students
• Dual Opportunity: Selected students may serve as Teaching Assistants

(C) General Eligibility Requirements

• Must be enrolled in a full-time program
• Minimum 85% attendance record
• No disciplinary issues or warnings
• Good moral character and Islamic conduct
• Submission of complete application with supporting documents

3. Benefits of the Scholarship

• Full tuition fee waiver for the awarded period
• Free course books for top achievers
• Long-term support for specialization students
• Teaching opportunities for selected students
• Certificate of Excellence upon program completion
• Mentorship from senior scholars
• Priority consideration for advanced programs

4. Application Process

1. Obtain the scholarship application form from the office or download from website
2. Fill in all required details accurately
3. Attach supporting documents:
   • Academic transcripts
   • Income certificate (for need-based)
   • Recommendation letters (2)
   • Personal statement (500 words)
   • Recent photograph
4. Submit before the deadline (check annual announcement)
5. Scholarship committee reviews all applications
6. Shortlisted candidates may be called for interview
7. Final decision communicated via email within 15 working days

5. Terms & Conditions

• Scholarships are valid for one academic year, renewable upon performance review
• Students must maintain minimum 80% attendance and B+ grade average
• Any disciplinary action may result in scholarship cancellation
• Scholarship is non-transferable
• Recipients must not receive any other full scholarship simultaneously
• Committee decisions are final and binding
• False information may lead to immediate disqualification

7. Contact Information

Scholarship Office – Ma'arifat-ul-Quran Institute
Email: idaramaarifatulquranonline@gmail.com
Phone: +92 498209889
Location: Muzaffarabad, Azad Kashmir, Pakistan

We firmly believe that this Scholarship Program will not only support talented and deserving students but also help raise a generation of scholars committed to knowledge, discipline, and service to Islam. May Allah grant success to all our students.

— Founder & Patron: Dr. Abu Ammar Syed Zawar Hussain Shah

1. General Admission Requirements

• Completed online application form
• Valid identification (CNIC/Passport/Birth Certificate)
• Recent passport-size photograph (2 copies)
• Educational certificates (if applicable)
• Parent/Guardian consent (for students under 18)
• Medical fitness certificate (if required)

2. Program-Specific Requirements

🔹 Dars-e-Nizami (8-Year Aalim Course)

• Minimum age: 12 years
• Basic Arabic reading ability (Nazirah level)
• Entrance assessment test (written & oral)
• Interview with academic committee
• Recommendation from previous teacher/institution (if applicable)

🔹 Kuliyyat-ush-Shari'ah (4-Year Program)

• Minimum qualification: Matric/O-Levels or equivalent
• Basic knowledge of Arabic grammar
• Interview with academic committee
• Entrance test in Arabic and Islamic Studies

🔹 Takhasus Programs (Specialization)

• Completion of Dars-e-Nizami or equivalent degree
• Strong academic record (minimum 70% marks)
• Recommendation letters from previous institution (2)
• Research proposal (for research-based programs)
• Interview with specialization committee

🔹 Qur'an Courses (Hifz, Tajweed, etc.)

• No age limit (children and adults welcome)
• Basic reading ability for advanced courses
• Assessment by qualified Qari
• One-on-one format for all Quran courses

3. Admission Process

1. Online Application: Submit form via official website
2. Application Fee:
   • Pakistani students: Rs. 500 (non-refundable)
   • International students: Rs. 1,500 (non-refundable)
3. Document Verification: Submit all required documents
4. Entrance Test/Interview: Attend scheduled assessment (online or in-person)
5. Admission Decision: Receive notification within 7 working days
6. Enrollment: Complete enrollment formalities and fee payment
7. Class Allocation: Receive class schedule and login credentials

4. Important Dates (Annual Schedule)

Activity	Date	Remarks
Application Opens	January 1st	Online portal activated
Application Deadline	January 31st	Late applications not accepted
Entrance Tests	First week of February	Schedule sent via email
Interviews	Second week of February	Shortlisted candidates only
Admission Results	Mid-February	Communicated via email/SMS
Enrollment Period	February 20-28	Fee payment required
Orientation	Last week of February	Mandatory for new students
Classes Begin	March 1st	Academic year starts

5. Selection Criteria

Admission is based on:

• Academic merit (40%)
• Entrance test performance (30%)
• Interview assessment (20%)
• Recommendation quality (10%)
• Special consideration for orphans and financially deserving students

6. Document Checklist

All applicants must submit:

1. Completed application form (signed)
2. CNIC/Passport copy
3. Educational certificates (attested)
4. Character certificate from previous institution
5. Medical fitness certificate
6. 2 passport-size photographs
7. Guardian consent form (for minors)
8. Application fee receipt
9. Recommendation letters (2)
10. Personal statement (500 words)

7. Contact Admissions Office

Email: idaramaarifatulquranonline@gmail.com
Phone: +92 498209889
WhatsApp: +92 498209889
Website: admissions.idaramaarifatulquranonline.com

As students of Islamic knowledge, we are expected to embody the highest standards of character, discipline, and academic integrity. This Code of Conduct outlines the behavioral expectations for all students enrolled at Ma'arifat-ul-Quran International Institute.

1. Academic Integrity

• No plagiarism: All work must be original and properly cited
• No cheating: During exams, tests, or assessments
• Honest collaboration: Complete assignments independently unless group work is specified
• Respect intellectual property: Cite all sources and references
• No impersonation: Attend classes yourself; do not send substitutes

2. Class Attendance & Participation

• Maintain minimum 80% attendance in all enrolled courses
• Arrive on time for all scheduled classes
• Actively participate in discussions and activities
• Notify instructor in advance of any absence (with valid reason)
• Complete all assignments and homework on time
• Prepare for classes by reviewing previous lessons

3. Respectful Behavior

• Treat all teachers, staff, and fellow students with respect
• Use appropriate and professional language at all times
• Maintain Islamic etiquette (Adab) in all interactions
• Dress modestly and appropriately during online classes
• Show patience and tolerance towards others
• No bullying, harassment, or discrimination of any kind

4. Technology & Online Conduct

• Keep camera on during live classes (unless technical issues)
• Mute microphone when not speaking to avoid background noise
• Do not record classes without explicit permission from instructor
• Use official communication channels only (no unauthorized groups)
• Protect login credentials: Do not share with others
• Use appropriate background: Ensure clean and decent environment
• Stable internet connection: Ensure reliable connectivity for classes

5. Islamic Conduct & Character

• Maintain regular prayers (Salah) and Islamic obligations
• Show humility and sincerity in seeking knowledge
• Respect scholars and teachers as inheritors of prophetic knowledge
• Practice honesty and truthfulness in all matters
• Demonstrate good character (Akhlaq) at all times
• Avoid gossip, backbiting, and slander

6. Prohibited Actions

The following actions are strictly prohibited and may result in disciplinary action:

• Harassment, bullying, or discrimination of any kind
• Sharing login credentials or class materials with non-enrolled individuals
• Disrupting classes or creating disturbances
• Using abusive or offensive language
• Engaging in illegal or unethical activities
• Spreading false information about the institute
• Unauthorized recording or distribution of class content
• Academic dishonesty in any form
• Disrespecting teachers or staff
• Violating Islamic principles and teachings

7. Disciplinary Procedures

Violations of this Code of Conduct will be addressed through the following process:

1. First Offense: Verbal warning and counseling
2. Second Offense: Written warning sent to student and guardian
3. Third Offense: Temporary suspension (1-4 weeks)
4. Serious/Repeated Violations: Permanent expulsion with forfeiture of fees

8. Appeals Process

Students who believe they have been unfairly disciplined may:

1. Submit a written appeal to the Academic Committee within 7 days
2. Provide evidence and supporting documentation
3. Attend a hearing (if requested by committee)
4. Receive final decision within 14 working days
5. Committee decision is final and binding

9. Student Rights

All students have the right to:

• Quality education from qualified instructors
• Fair treatment regardless of background
• Confidentiality of personal information
• Safe learning environment free from harassment
• Due process in disciplinary matters
• Access to academic resources and support

10. Reporting Violations

Students who witness or experience violations should:

• Report to their instructor or academic advisor
• Email: idaramaarifatulquranonline@gmail.com
• Phone: +92 498209889
• All reports will be handled confidentially

By enrolling in Ma'arifat-ul-Quran International Institute, students agree to abide by this Code of Conduct and uphold the values of Islamic education.

Effective Date: January 1, 2024
Last Updated: January 1, 2024

Ma'arifat-ul-Quran International Institute ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our educational services.

1. Information We Collect

Personal Information

• Full name, date of birth, and gender
• Contact information (email, phone number, address)
• Identification documents (CNIC, passport)
• Educational background and qualifications
• Parent/guardian information (for minors)
• Payment and billing information

Automatically Collected Information

• IP address and device information
• Browser type and operating system
• Pages visited and time spent on our website
• Referral sources and clickstream data

Educational Data

• Attendance records
• Academic performance and grades
• Class recordings and participation
• Assignments and assessments

2. How We Use Your Information

We use collected information for:

• Providing educational services and support
• Processing admissions and enrollment
• Managing student accounts and records
• Communicating important updates and announcements
• Processing payments and financial transactions
• Improving our services and curriculum
• Complying with legal obligations
• Ensuring security and preventing fraud

3. Information Sharing and Disclosure

We do NOT sell your personal information. We may share information with:

• Teachers and Staff: For educational purposes only
• Affiliated Boards: Kanzul Madaris Board International (for certification)
• Payment Processors: For secure transaction processing
• Legal Authorities: When required by law
• Parents/Guardians: For students under 18

4. Data Security

We implement appropriate technical and organizational measures to protect your data:

• Encrypted data transmission (SSL/TLS)
• Secure servers and databases
• Access controls and authentication
• Regular security audits
• Staff training on data protection

5. Your Rights

You have the right to:

• Access: Request a copy of your personal data
• Correction: Update inaccurate or incomplete information
• Deletion: Request deletion of your data (subject to legal requirements)
• Objection: Object to certain data processing activities
• Portability: Receive your data in a structured format
• Withdraw Consent: Withdraw consent for data processing

6. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Remember your preferences and settings
• Analyze website traffic and usage
• Improve user experience
• Provide personalized content

You can control cookies through your browser settings.

7. Children's Privacy

We collect information from children under 18 only with parental/guardian consent. Parents have the right to:

• Review their child's information
• Request deletion of their child's data
• Refuse further collection or use of information

8. Data Retention

We retain your information for:

• Active students: Duration of enrollment + 5 years
• Graduates: Permanently (for certification and alumni records)
• Applicants (not enrolled): 2 years
• Financial records: As required by law

9. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data.

10. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on our website with an updated "Last Updated" date. Continued use of our services constitutes acceptance of the updated policy.

11. Contact Us

For privacy-related inquiries or to exercise your rights:
Email: idaramaarifatulquranonline@gmail.com
Phone: +92 498209889
Address: Muzaffarabad, Azad Kashmir, Pakistan

Effective Date: January 1, 2024
Last Updated: January 1, 2024

Welcome to Ma'arifat-ul-Quran International Institute. By accessing or using our services, you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.

1. Acceptance of Terms

By enrolling in our programs or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our services.

2. Eligibility

• You must be at least 12 years old to enroll independently
• Students under 18 require parental/guardian consent
• You must provide accurate and complete information
• You must not have been previously expelled from our institute

3. User Accounts

• You are responsible for maintaining the confidentiality of your account credentials
• You must not share your login information with others
• You must notify us immediately of any unauthorized access
• We reserve the right to suspend or terminate accounts that violate these Terms

4. Educational Services

We provide:

• Online Islamic education courses
• Live classes with qualified instructors
• Study materials and resources
• Assessments and certifications

We do NOT guarantee:

• Specific learning outcomes or results
• Employment or career advancement
• Uninterrupted or error-free service

5. Payment Terms

• Fees must be paid in advance as per the published fee schedule
• Late payments may result in class suspension
• Refunds are subject to our Refund Policy
• We reserve the right to change fees with 30 days' notice
• All payments are non-transferable

6. Intellectual Property

• All course materials, recordings, and content are owned by Ma'arifat-ul-Quran Institute
• You may use materials for personal educational purposes only
• You may NOT:
  • Reproduce, distribute, or sell course materials
  • Record or share classes without permission
  • Use our name, logo, or branding without authorization

7. User Conduct

You agree to:

• Comply with our Code of Conduct
• Respect other students and instructors
• Use services for lawful purposes only
• Not engage in harassment, discrimination, or abusive behavior
• Not disrupt classes or interfere with other students' learning

8. Prohibited Activities

You may NOT:

• Use services for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our systems
• Transmit viruses, malware, or harmful code
• Impersonate others or provide false information
• Engage in academic dishonesty or plagiarism
• Share copyrighted materials without permission

9. Disclaimers

Our services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind. We disclaim all warranties, express or implied, including:

• Merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or completeness of content

10. Limitation of Liability

To the maximum extent permitted by law, Ma'arifat-ul-Quran Institute shall not be liable for:

• Indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Damages resulting from use or inability to use services
• Technical failures or interruptions

11. Termination

We reserve the right to:

• Suspend or terminate your account for violation of these Terms
• Refuse service to anyone at any time
• Modify or discontinue services without notice

Upon termination, you must cease all use of our services and materials.

12. Modifications to Terms

We may modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of services constitutes acceptance of modified Terms.

13. Governing Law

These Terms are governed by the laws of Pakistan and Islamic Shariah principles. Any disputes shall be resolved through:

1. Amicable negotiation
2. Mediation by Islamic scholars
3. Arbitration in Muzaffarabad, Azad Kashmir

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact Information

For questions about these Terms:
Email: idaramaarifatulquranonline@gmail.com
Phone: +92 498209889
Address: Muzaffarabad, Azad Kashmir, Pakistan